JUST REDUCED! Take advantage of a rare opportunity to assume a 2.5% VA loan--NO military affiliation required! This incredible financing option can save you tens of thousands over the life of your mortgage, making homeownership in today's market significantly more affordable. Welcome to your barely lived-in Villa in the desirable neighborhood of Waterford Estates in Punta Gorda! This charming 2-bedroom, 2-bath home has a Den along with a spacious extended lanai with upgraded brick pavers to enjoy your morning coffee or evening cocktail with a peaceful water view. The villa also has a spacious two-car garage. You'll love the upgraded lighting and fans throughout the villa. The kitchen is equipped with upgraded cabinetry, solid wood shelving in both pantries, and a premium Entek full-house water system for added comfort and peace of mind. The spacious primary suite includes a beautiful barn door entry to the ensuite bath, complete with a new glass shower door and a dual vanity for added convenience. Ideally located just minutes from shopping, dining, and quick access to US-41 and I-75, this Villa offers the perfect blend of comfort, style, and accessibility. Don't miss out--this VA Assumable Loan at 2.5% is a game-changer! Whether you're a first-time buyer or looking to downsize in style, this is your chance to save big in one of Punta Gorda's most desirable communities, with low HOA fees that are as little as $154.04 monthly Schedule your showing today before this unique opportunity slips away!